Ajuts d Withholding Income Tax 'ACC1Ó We make grants available for companies that are still open, the deadline of the few that remain will be the end of 2009. To be informed promptly of the subsidies, subscribe to ACC1Ó reports. Applications open: ICF-COPCA (closed 12/31/2009) ICF-CIDEM (closed 12/31/2009) grants to the external network (closing 08/01/10) and Innovation Credit (call 09 / 12/09 to 15/10/10). FOR THE COMPANY
Internationalization Internationalization / Line ICF investment exterior_2009 Last updated: 14 April 2009
a.Ajuts internationalization ICF-Line COPCA Objective:
Loan long term to finance direct investments abroad, particularly the fixed assets. Beneficiaries:
Catalan companies, agricultural, industrial or services. Turnover 2008 ≥ € 100,000, or export volume ≥ € 60,000. - projects that add value both for the company for the whole of the Catalan economy - Have a minimum life of 2 years, although the applicant company ol'empresa array, in case you is a group business. - Experience in commercial destination country for investment. - That the company is solid and that the investment project is viable, according to the ICF. projects and eligible costs Type:
may be subject to financing investment in fixed assets of all kinds: material, intangible and financial.
Policy loans :
a) the amount of the operation: at least 300,000 euros, maximum of 5,000,000 euros, up 80% of the investment made. b) Redemption Deadline: depending on the project, with a maximum of 12 years, including, if appropriate, 2 year grace period repayment of principal. c) Provisions: The loan will be available against presentation of supporting documents ICFO, investments made abroad except for capital financing. Once completed operation, the company will have a period up to 24 months to carry out investment and a full loan, as agreed. d) Interest: EURIBOR plus a spread between 1.75% and 2.75% depending on the project and to determine the borrower's creditworthiness. Interest is charged and reviewed periodically, as agreed. Eligible Expenses: equivalent to 4% of nominal, which will remain the capital return.
Comment:
The company may apply the request for loan interest subsidy by the Catalan Institute of Finance (ICF).
Deadline:
31 December 2009 or until exhaustion of the budget.
More :
www.acc10.cat/ajuts2009 info@acc10.cat 902 62 77 88 technological innovation
Internacionalització/ICF-CIDEM_2009 Last Updated: 15 June 2009 Funding R & D
a. ICF-Line CIDEM project finance research, development, innovation and industrial modernization
Objective:
loans on preferential terms to finance investment projects that promote research, development technological innovation, technological modernization and industrialization of industrial research projects, development and innovation. Beneficiaries:
Companies with headquarters or operations in Catalonia, which made investment projects Catalonia. In the ICF approach, the company must be strong and viable investment project. A criterion CIDEM, the project must be research, development, innovation, technological modernization and industrialization R & D. projects and eligible costs Type:
Type 1: Research Projects (acquisition of new knowledge to develop new products) development projects (acquisition or use of existing knowledge and techniques to the development or improvement of designs products, processes or services) or innovation projects (performing routine activities competitive advantages for the incorporation of technological innovations). eligible expenses: those associated with the proposed R & D, such as personnel and external collaborations, acquisition equipment, instrumentation and equipment dedicated to the activity of R & D and supplies and other similar products directly derived from the research. Type 2: Investments in technological modernization Industry: Incorporating new technologies within the company aimed at introducing new products or processes or technologically enhanced. eligible expenses: fixed assets related to the incorporation of companies, in industry, technology latest, technologically advanced new equipment and technological improvement of their current processes ( level of quality, automation, cost reduction, etc.).. Type 3: Investments in industrialization of R & D. Investments related to industrialization Results R & D already carried out above, for subsequent commercial exploitation. eligible expenses: Active Materials to make dams industrial facilities or equipment necessary laboratory dedicated exclusively to R & D, industrial equipment and machinery related to the process of industrialization , investments in technologies related to design or manufacture of new products or improvements these expenses and their own personal or external collaborations associated with industrialization of the project activity. also be considered subject to funding for all types of project: - direct working capital requirements necessary for the development of the investment project to a maximum of 30% of the loan amount . Policy loans ICF :
a) Amount: the maximum amount of funding may not exceed 80% of the investment to be made, excluding VAT. The minimum set of operations 300,000 maximum amount per beneficiary may not exceed 5,000,000 euros . In the case of funding required over 5 million euros, will be completed the loan for an amount higher, but limit line (and help CIDEM) even calculated the amount of 5,000,000 euros. In consideration of the ICF can syndicate the loan with one or more financial institutions, in agreement with the beneficiary, according to the amount and risk of the operation. b) Term: The repayment period shall be in accordance with the characteristics of the project funded with a maximum of 12 years, including up to 2 years grace period on principal repayment. c) Provisions: The loan is available against presentation of supporting documents and ICFO maximum period of 12 months from the date of signing the loan. Means definitive proof bills, certificates of work audit reports certifying that the activation in the balance of the company spending on research done. While accepted investments made by the company up to 6 months before the date of application. Internacionalització/ICF-CIDEM_2009 Last update: 15 June 2009 Funding R & D d) Interest: the interest rate on loans covered by this agreement is Euribor plus a spread between 1.75% and 2.75% determined according to project and creditworthiness of the borrower. This differential may be revised to adapt it to the situation market. Interest is charged as agreed and reviewed periodically. This interest rate may be different in the Indian Ocean earlier if the transaction can count on the guarantee of Avalis Catalonia, SGR. e) Interest on late payments: the interest is calculated by adding up to 6 percentage points in interest rates prevailing in each operation time. f) fee: at the time of the contract of loan will be paid a commission only opening up to 0.50% of the nominal value of the loan. g) Repayment: The loan limits to pay for itself vanquished. In case of early repayment, partial or total, during the 2 early years of the loan apply a commission on the amortized amount of 4%. In the case of partial redemption, this must be at least 10% of the amount of the loan arranged. h) Guarantees: Guarantee of the operation will be considered sufficient in the opinion of the ICF. Ensure the main default interest, costs of execution and other derived Any loan granted by the Institute. i) Expenses: the costs for intervention notary public, records, etc.., Arising from these transactions will account for borrower.
aid Features:
Providing a grant equivalent to 4% of the loan amount actually ready. The payment of this will be a single payment once ism has provisions in its entirety.
Comment:
The request for loan interest subsidy must apply through the Catalan Institute of Finance (ICF). Online aid regulated by regulation minimum. Deadline:
From June 13 2009 to 31 December 2009 or until exhaustion of the budget. More :
www.acc10.cat/ajuts2009 info@acc10.cat 902 62 77 88 Funding R & D b. Innovation Credit Objective:
Line loans by financial institutions for research projects, development and innovation (R & D). Beneficiaries:
Companies established in Catalonia or that want to establish. private nonprofit organizations and with participation business to their governing bodies, or established in Catalonia that want to establish. Type projects for funding and expenditure : Types of projects
Research, development and innovation. See the definitions of RDI ial'apartat observations. Policy loans online financing :
Interest Rate: 1.75%. Amount: $ 100,000 minimum and maximum of 900,000 euros. The maximum amount of funding may not exceed 75% of the agreed project budget (excluding VAT). Term: maximum of 10 years. Lack amortization: up to 2 years. Disbursed: 100% at the time of checkout. Warranties: those required by the financial institution. Commissions: No commissions. eligible expenses:
expenses that are directly related to the project in the following concepts: expenses associated with the project R & D, such as personnel and external collaborations, acquisition equipment, instrumentation and equipment dedicated to the activity of R & D as well as supplies and other products directly derived from the research. fixed assets related to the incorporation of the company, an industrial level, the latest technology, new technologically advanced equipment and technological improvement of their current processes (quality, automation, cost reduction, etc.).. The acquisition of materials to perform pre-series industrial facilities or equipment necessary laboratory dedicated exclusively to R & D, industrial equipment and machinery related to the process of industrialization, investment in technologies related to design or manufacture of new products or improvement of these expenses and their own personal or external collaborations associated with industrialization of the project activity. Comment:
projects must have begun to date back to 8 June 2009 and will be completed within a maximum of 3 years from the date of application, there the possibility of requesting an extension of term. Definitions R & D
1. Industry Research: activities for the acquisition of new knowledge, exploring the possible application of new technologies in the generation of new products or processes or to obtain a substantial improvement in products, processes or services. It includes the creation of components in complex systems that are needed for industrial research, especially for the validation of a generic application of a specific technology or technology. 2. Experimental Development: acquisition, combination, configuration and use of existing knowledge and techniques, Financing / Credit_Innovacio _2009 Last Update: 2 December 2009 From February February Financing / Credit_Innovacio _2009 Last updated: 2 December 2009 Funding R & D nature of scientific, technological, business or otherwise type, with a view to the elaboration of plans and structures or product designs, processes or new services, modified or improved. May include, for example, other activities of conceptual definition, planning and documentation of new products, processes and services. The activities will include the preparation of projects, designs, plans and other provided that no documentation destined to go commercial. also included the development of prototypes and pilot projects that can be used commercially when the prototype is needed for the final commercial product and its manufacture is too expensive to be used exclusively for purposes of demonstration and validation. ACC1Ó determine spending recommended to consider in these cases. They also recommended the production and testing of experimental products, processes and services provided can not be used or transformed so that these products, processes and services could be used in industrial applications or for commercial purposes. not included within the concept of experimental or regular periodic changes made in products, production lines, manufacturing processes, existing services and other ongoing operations, although the changes may represent improvements.
3. Innovation: projects that aim to distance themselves from the competition looking for new ways of doing things, new features and uses for products. More specifically, product innovation is considered the introduction of a good or service that is new or significantly improved with respect to their characteristics and uses. This includes significant improvements in technical specifications, components and materials, computer integrated, ease of use, or other functional characteristics. innovation process is considered the introduction of a new or significantly improved production process or supply. This includes significant changes in techniques, equipment and / or software. Please review the full rules . Deadline:
From 9 December 2009 to 15 October 2010 or until al'exhauriment budget. More :
www.acc10.cat/ajuts2009 info@acc10.cat 902 62 77 88 Financial partners: La Caixa, Caixa Catalonia, Sabadell, BBVA, BSCH
GRANTS Value Aid
Aid internationalization Internacionalització/BXE_2009
a.Beques the net foreign ACC1Ó training internationalization 2010-2011 Objective :
Scholarships market research and actions for the internationalization of qualified personnel in the areas of business management, financing, international cooperation, innovation and internationalization, through work experience in business promotion centers ACC1Ó , allowing university students complement their training. People who meet the following requirements on the date of the registration period ends (01/08/2010): a) The nationality of a Member State of the Union. b) Being registered holder in Catalonia with an age of more a year. c) University degree or higher qualification in nature (extension of the curriculum of a minimum of four years) related to international trade.
d) Being born in 1980 or later.
e) Not having enjoyed another similar scholarship.
f) Having knowledge of Catalan and English. g) To have advanced knowledge of English. h) have knowledge of French, German or Chinese, depending on the destination. Duration and processing :
Duration:
The duration of the scholarship is established in twelve months from 1 June 2010 to 31 May 2011. Value and number of scholarships :
Each scholarship will be endowed with a sum that will range between 20,000 and 33,000 per year gross. The amount corresponding to each target shall be the decision of award. The number of grants, therefore, will depend on the strength of each of these individually, with a maximum of 27 seats.
Requests:
Applications must be completed with standard forms available on the web www.acc10.cat. The form must be submitted by check and, additionally, must be sent by email to beques@acc10.cat within the deadline for submitting applications. Review regulations published in full DOGC. 5494 to review the attached documentation, the procedure of selection of candidates, etc..
Comment:
communications relating to the lists of allowed s and excluded it, the test results, hours of interviews, the schedule of the training process and any other information will be published on the web www.acc10.cat. Deadline for applications :
30th October 2009 until 8 January 2010. More :
www.acc10.cat/ajuts2009 info@acc10.cat 902 62 77 88
Last updated: October 29 9 200 Source: www.gencat .
I have a permanent contract, eventually, for work ... What are my rights? Help
There'm feeling at that account the working conditions, remuneration and the possibility of compensation for each type of contract
variety of contracts
An employment contract, according to Daniel Patricio Jimenez, author of "Human Resources Manual ', is' that pact or agreement between the employee and employer whereby the employee agrees, voluntarily, to the making and delivery of certain services on behalf of the employer and within their organization and management, in exchange for a fee ' . Another recognized expert in the field of human resources, Hans Friedrich, clarifies that the employer's instructions need not be followed "in the case of services requiring punishable, which are harmful to health or indecent or greatly exceed the norm."
the English labor market in a wide variety of employment contracts from the ordinary permanent contracts relay, passing through the interim or training, all with their unique characteristics: 1
. Ordinary permanent contract:
is one that allows the provision of gainful employment for an indefinite period. This type of relationship is that the worker is greater job stability, and provides greater security for their future. Unless the collective agreement says otherwise, the probationary period can not exceed six months for qualified technicians, three months in the case of companies with fewer than 25 workers, and two months for other workers.
What if the company wants to dispense with the worker, or leave the job he wants? In both cases, both the one and another must notify the other party with a minimum of 15 days. Based on the cause of the termination of the contract, the worker is entitled to compensation or not. As for remuneration, shall apply to each other freely Executed employer and employee, with the minimum requirements established by the collective agreement.
2. Part-time contracts:
With this contract, the worker provides services for a certain number of hours per day, week, month or year. The calculation of hours must be less than that determined for the full-time employment in the collective agreement. It is a modality that can be very suitable for people who, for personal or family circumstances, have no possibility of a full-time job.
The contract must include the number of hours of work per day, week, month or a year, and their distribution and concentration time monthly, weekly and daily. The probationary period should not exceed six months for qualified technicians, to three months for workers in firms with fewer than 25 workers, and two months for other workers. The contract may be indefinite or temporary, that is, for a fixed period.
The part-time workers shall not work overtime unless due to force majeure, but may be agreed between employer and employee the complementary hours. In the pact, to be collected the maximum number of additional hours to be performed by the worker, which may not exceed 15% of the time stated in the contract of employment. Collective agreement may be established, however, another percentage but in no case exceed 60%.
Termination of employment contract for an agreed period expires, will entitle the employee to receive compensation amounting to 8 days of salary for each year of the contract, unless the collective agreement is agreed by higher compensation.
3. Training contracts in practice:
The main advantage for the worker who has this type of contract is that it allows gainful employment that provides a professional practice appropriate to their level of education. No worker may be employed in practice in the same or a different company for more than two years, based on the same degree. Must hold a university degree, vocational training or officially recognized degree allowing him to practice, if not been more than four years after collection.
The contract can not be less than six months nor more than two years. Here we take into account the periods in which the employee has been engaged in practice in other companies. Two extensions may be made for a period of at least 6 months each, up to the ceiling of its duration, unless otherwise provided in the agreement.
An important issue that should be clear, is that of retribution. It can never be less than 60% of the wage set in the agreement for employees who perform the same or equivalent job in the first year of the contract (and 75% the second year).
4. Training contract:
Its main objective is that workers get the education and training needed to adequately perform a job, or perform a job that requires a certain level of qualification. Also be devoted to theoretical training of the worker at least 15% of the maximum working under a collective agreement or, failing that, to the maximum legal.
Eligibility for this type of contract over 16 years and under 21 who lack the qualifications required to perform an internship. However, this age limit does not apply in so-called "integration contracts" made with the following groups of workers: unemployed disabled people, foreigners during the first two years of the term of your license; unemployed for longer than three years without work, unemployed people in socially excluded and unemployed who join the workshop school programs, vocational and employment workshops.
The minimum contract duration is six months and not exceeding two years, although the collective agreement may provide for other durations depending on the features of the job or job to perform, and educational requirements of the . However, the minimum duration shall be not less than six months nor more than three years maximum.
5. Contract:
Sometimes businesses need to fill the place of a worker (for low or unpaid) who is entitled to the job, or a certain position for the duration of the selection process. In these circumstances, using the interim contract.
The probationary period should not exceed six months for qualified technicians, three months for workers in firms with fewer than 25 workers, and two months for other workers. The contract will be the duration of the backup right job. In the case of job coverage during periods of selection, the duration of the contract will coincide with the duration of the selection or promotion, with a maximum of three months.
6. The contract for work or service:
is a type of contract which aims to create a work or provide a service whose duration is limited in time, although no one knows with certainty the exact number of days, weeks or can last months.
Collective agreements determine which jobs or tasks, within the normal activity of the company, may be covered by contracts of this nature. The termination of the employment contract will result in these cases to compensation amounting to eight days' pay for each year of service, unless a higher indemnity is determined by collective bargaining.
7. Contract for production circumstances:
Its aim is to meet the situational demands that may occur in a company, such as the accumulation of work or over-ordering. The sector collective agreement usually determines the activities in which they can hire temporary workers.
The most common is that the duration of such contract is a maximum of six months within a period of 12 months from the start of employment. If held for a period less than the legally established, the contract may be extended by mutual agreement once to reach the maximum duration itself. If the worker passed this term to continue providing its services to the Company, the employment relationship becomes indefinite.
Termination of contract will result in compensation in the sum of eight days' pay for each year of service, unless a higher indemnity is determined by collective bargaining.
8. Agreement for the promotion of permanent contracts
This is a contract that aims to facilitate stable placement of unemployed workers, and those who serve on temporary contracts. The contract is indefinite.
The unemployed will be included in any of the following groups:
- Unemployed women aged between 16 and 45.
- Unemployed women when they are engaged in service professions or occupations with lower rates of female employment.
- Unemployed continuously enrolled in the employment office for six or more months.
- older than 45 years.
- unemployed recipients of unemployment benefits and allowances, the remaining one year or more of perception at the time of recruitment.
- Unemployed women registered for twelve or more months in office jobs, who are employed in the 24 months following the date of delivery.
When the contract is terminated due to objective reasons and the dismissal is declared unfair, the amount of compensation shall be payable to the worker will be 33 days of salary per year of service, prorated for the periods shorter than one year to a maximum of 24 months (compared with 45 days' salary per year of work with the limit of 42 months would receive in the same case regular permanent workers)
9. Replacement contract:
The aim of this type of contract is the replacement of employees who access partial retirement. What is meant by partial retirement? One that is requested after 60 and before 65, and is considered compatible with part-time work, linked the existence of a contract of relief provided to an unemployed worker.
In this period the worker will combine replaced the proportional payment of the pension and salary corresponding to their part-time job. This contract may be held full or partial. In any case, the number of working hours must be at least equal to the reduction of time agreed by the worker replaced and, in turn, must be between 30% and 70%. Working hours relieving worker, the worker may supplement or be replaced simultaneously.
It is important to note another point: the worker's job and relieving replaced may be the same or similar, ie involving the performance of work under the same standard or equivalent status.
10. Contract for these workers
is a type of contract that seeks to promote the employment of disabled workers who have a reduced capacity of at least 33%. The worker must be registered in the corresponding record in the employment office.
The trial period not exceeding six months for qualified technicians and for other workers two months in companies with more than 25 workers, and three months in less than 25. The contract is indefinite, full-time.
VIA - consumer.es
saved - sports and culture The unemployed will benefit from aid for sports and cultural activities in September
published on 25/06/2009 at 12:59 pm . Letícia
Castellsaguer
Aid cover 100% of registration fees in municipal facilities and workshops of civic centers
In order to encourage people who are unemployed because of the current economic situation, the City is promoting a measure, proposed by the ERC municipal group in plenary on 27 March, to subsidize the activities in community centers and sports facilities to these people.
"The goal, what we want, is to prevent unemployed people to stay home," says the deputy mayor for economic promotion, Jordi William Carnes. "This is to avoid the isolation of people who become unemployed and can be down from the society," added the president of the municipal group of ERC, Jordi Portabella.
It is expected that between 8,000 and 9,000 people unemployed in the city apply for this grant.
What is subsidized?
These measures, which have an initial budget of 100,000 euros, will cover 100% of monthly subscription fees and the use of sports facilities and 100% of registration fees in the workshops civic centers.
The grants will be used to participate in the activities of 51 community centers and 42 sports facilities and cover the average share of 39 euros per month for a sports facility or the cost of a workshop, between 15 and 50 euros.
However, in order to properly manage the resources of the City Council, grants do not cover the registration to more than one computer or two workshops simultaneously.
also recommend to beneficiaries who choose to do the morning activities and time slots "valley." However, if the beneficiary is already paid to the sports facility, you can still enjoy the same time period.
Who can apply?
These grants are aimed at people registered in Barcelona carrying out of work a minimum of two months that the cause of unemployment is the dismissal or termination of the contract and who have worked a minimum of 10 months in the last three years.
The City will open in September, call for aid, but the subsidy will be backdated to 1 June.
Moreover, to enjoy the subsidy requires a minimum of continuity in the activities of the beneficiary. Thus, assistance will be requested at least 80% of workshop sessions and an average attendance of 12 sports facilities quarterly uses.
Periodically, the City will check the maintenance of the unemployed, because once a person benefitting longer in unemployment, aid to lapse.
How to apply?
Individuals wishing to access these grants must complete an instance, which can be found in bcn.cat and the Citizens Advice Bureaux, and submit to the General Registry Office of the City or in the offices of General Register of districts, from the day following the call at the BOP, scheduled for September.
In case you want to access the two grants, one for workshops and one for the sports facility, an application must be submitted for each.
This application must be accompanied by a document to be ordered on the computer where you want to perform the activity and a certificate of working life with a minimum period of three years.
Should be paid to the facility since 1 June, will have to provide the relevant proof and bank transfer form with the data of the applicant.
estimated that the processing of the grant was made within one month within which the City will notify the decision the applicant and the facility.
http://w3.bcn.es
Special rates for people without economic resources are reductions in the payment of electricity bills, telephone and municipal taxes, but nuanced
No doubt that the need for the mother of invention. This account given by those who do not have sufficient financial resources to tackle the day to day. Stretch the money to make ends meet, get to know "by heart" cheaper establishments and interested institutions and measures to benefit them throw bodies are just some of the formulas that this heterogeneous group is implemented. Retirees, immigrants and non-contributory benefit recipients were so far is an example of this reality that the economic crisis begins to provide shelter for all profiles. Dodge or haggle the fixed costs of electricity and telephone, for example, is a task that at first appears complicated. However, the administration has social fertilizers that help digest the payment of invoices from different suppliers. Social rate
electric
Last July, the Ministry of Industry, Tourism and Commerce announced the launch of a social tariff in electricity consumption. Although not entered formally into force until January 1, 2009, consumers could start to apply from the date of approval. A fee is not without controversy because, although it was initially announced that just over 4.5 million users could benefit from it, the nuances have made so far in practice has not been so well received as expected.
In principle, it is directed to citizens who can not afford to enjoy greater power consumption, and hire lower power bills to prevent excessive amounts for its economy. The two concepts that make the electric bill is higher or lower are on the one hand, the amount charged by the contracted power, and secondly, the amount of energy consumed. The main attraction of signing the social tariff of the power term is free and only pay for the electricity consumed, which in theory, and according to ministry sources, carries a 10% saving in electricity bills.
To qualify for this rate must meet several requirements:
- The contracted power must be low voltage, and in no case exceed 3 kW.
- The contract holder must be an individual.
- The home you are going to make use of electricity has to be the habitual residence of the owner, and are therefore outside her summer houses or second homes.
- must have installed a power switch control (ICP) or limiting, or be waiting for the power company put one.
Interestingly, to qualify for the social tariff electricity is not taken into account the owner's income level or employment status of the same, but the main constraint is the contracted capacity. Something that has not left indifferent to many consumers who feel that the amount of tension is insufficient to perform the tasks of daily life in any family.
Different power companies operating in Spain have in their web pages power calculation. In this way, citizens can learn, depending on the appliances you have, how much power you need in your home. So you can see that the social rate of an average family member can not carry energy rate "normal" with which to cover their basic needs, and without being outstanding for jump leads. The 3 kW of social tariffs are to take on the refrigerator, a steam iron, a TV, electric heater and a bulb of 40 w. If the list is joined any heating element, power is shooting.
Payment for phone
General Law Telecommunications provides in Article 22 the concept of universal telecommunications service to ensure that users, regardless of location, have access to minimum services of telecommunications at affordable prices. It is for this reason that the administration approves aid systems directly to consumers with low incomes or with special social needs. In this line, it fits the social credit provided to citizens through Telefónica. It is a measure that benefits for retirees over 64 and pensioners, including both recipients of public pensions as a recognized private pension ruling. Consists applying a 70% reduction in the cost of service high, and another 95% rebate in the amount of the monthly fee for individual line. Of course, the cost of calls is the same as for any other user and there is no limit on consumption.
In any case, it is essential that household income of subscribers does not exceed the indicator Public Multiple Effect Income (IPREM). According to the latest update of this index, this would mean that the recipient's annual income of social credit will not happen of 7381.33 per year, ie 14 for monthly pay of EUR 527.24. Furthermore, another condition that the line is fixed receiving phone must match the place where the owner is registered. You can also refuse payment if the owner has another phone that will benefit from this reduction.
The anecdotal is that contributory pensions, which are those that receive the majority of pensioners, well above the limit of IPREM, and more since the last increase above the CPI increase. For the present 2009, the minimum pension if the holder is 65 and a dependent spouse is set at EUR 696.19 per month, and if you do not have 546.55. Anyway, well above the limit of IPREM. Thus, the social credit may only retirees to apply non-contributory pensions, whose top they are in compliance with the conditions.
Gas and municipal taxes
Although the gas supply market is in an advanced state of deregulation when compared with the electric, the truth is that there is a figure similar to the social tariff electricity. Although often make the mistake of comparing it with the Last Resort Rate (TUR), the name can be misleading, but essentially no more than the maximum price paid by domestic users of natural gas by not having other specific contract signed with a marketer. Is a flat rate, established by ministerial order for the entire English territory.
Another point that thickens the accounts section have to pay is the payment of taxes for water supply, garbage and sewage, which directly raise the councils of each municipality or locality. Some of them reduce the amount of municipal taxes these people without sufficient financial resources. As a rule, tend to be retirees, pensioners and widows over age 60 who receive these bonuses, which vary substantially from one municipality to another. So if you're interested in learning about the discounts that a particular municipality made in the payment of municipal taxes, as appropriate is to ask directly in the field of local social services.
RATES DOCUMENTS NECESSARY TO APPLY FOR SOCIAL
social tariffs for electricity contract requires:
- Certificate of registration of the contract holder.
- Application form of social tariff that the electricity company offers its customers, or can be downloaded from the website of the Ministry of Industry.
- Model responsible declaration. You can ask the company or get it through the website of the Ministry of Industry.
To subscribe to the social credit phone:
- photocopy of identity card, passport or resident card of all people living at home and supporting document equivalent to those under 16 years (photocopy of the Family).
- Wheel family registration which included all persons registered in the same household. Accreditation
- income this year (perception or perception thereof) to the principal and each of the registered voters over 16 years.
- Pensioners also must provide: certificate of pension issued monthly by the INSS, and a report of Working Life issued by the Social Security Treasury.
VIA - consumer.es
YOUNG HOUSING - INCOME OF EMANCIPATION What is? Young people between 22 and 30 can receive: - 210 euros per month for the rent of his residence for up to four years.
- 600 euros loan that can be used for bail.
- If you need to guarantee, 120 euros for the cost of processing.
What
conditions must be met? - Be between 22 and 30 years (the service is interrupted at age 30.)
- Having a regular source of income not exceeding € 22,000 gross per year. This includes self-employed (1) or others, research fellows and recipients of unemployment benefit or a disability pension
- Prove a working life of at least 6 months old, immediately before the time of application, or an expected duration of the source of income of at least 6 months from the date of its application. Being
- lease holder.
- non-EU foreigners must have permanent legal residence in Spain.
What are the characteristics of the transaction? - The duration is 4 years, whether or not consecutive.
- benefit will be only one rented residence. Will also benefit those already rent.
- If more than one signer of the lease, the amounts of aid to each of those entitled to them, are the result of dividing the amounts of aid by the total number of operators.
- The receiver can not own a home (2).
- The loan and the cost of the guarantee may only be collected once. Be granted only for new leases.
- The payment of the benefit of 210 euros will be held each month, after finding that the tenant was a transfer of the monthly rent to the landlord.
- not accept rental agreements between close relatives (first or second degree of consanguinity or affinity).
- If you modify any of these circumstances, the beneficiary shall immediately notify the Authority that recognized the right to help to resolve as appropriate and report to the Ministry of Housing.
* The receiver may have a greater wealth of 108,182.18 euros. When come into force? The provision came into force on January 1, 2008, and can therefore apply emancipation
The income will be received in full months, and will be entitled to receive from the month following its application. What are the steps needed to get the benefit? - must submit the application to the department responsible for housing in the Community or Autonomous City which is located the rented flat.
- The regional administration will verify that all requirements to receive the income of emancipation and it shall within two months.
- With the resolution provided by the autonomous region, the boy must go to the bank requesting payment partner . After confirming that the applicant has completed the transfer of monthly rent to the landlord, the Housing Ministry paid into the account applicant's bank the amount of the benefit.
- If the applicant does not have any lease, may apply for provisional recognition of the right to income. In this case, will have three months from the recognition of the right to search for home and submit a new application by providing the lease. The Autonomous Region shall check the data and final recognition of the right to income. Immediately, the Ministry paid help in the applicant's bank account from the month in which the present lease.
What documentation must be presented to obtain the benefit? Simply submit the application form which contains personal data necessary to verify compliance with all requirements as, age, Social Security number, the cadastral register of housing, account number, etc. . And a copy of the lease
Is this feature compatible with other aid? - The income of emancipation is compatible with the tax deduction for the tenant. From the statement of income, 2008 (presented in 2009) you can deduct 10.05% of what you pay for the rental of housing, given up as long as they have in one annual income below € 24,000 net.
- will also be compatible with grants, subsidies or tax benefits to establish the autonomous regions under their jurisdiction.
- The income of emancipation is not compatible with the existing tenant aid of State Housing Plan.
Inquiry Emancipation Basic Income
Now you can download the Application Form of the Basic Income Empowerment in this link http://www.alquilerjoven.es/formulario.htm VIA - alquilerjoven.es
free magazine Diaris i facin qui per als anys 18 Youth who are 18 years old this year may request a free temporary subscription to the newspaper or magazine of their choice among a range of 70 publications of all kinds. It is the second time the Government starts this measure to foster the reading habit, after the success of the event last year, when more than 13,000 young people were welcomed.
subscriptions free for youth under 18 years are part of the plan to promote reading, initiated by the Government to promote reading among citizens, whether books, newspapers and magazines, and especially in Catalan. Among
action plan highlights the main program Tasta'm, which distributes public transport in Catalonia and the Balearics a weekly booklet with excerpts or first chapters of books published. This way, passengers can enjoy these works as an appetizer, and perhaps be enticed to buy them. Another initiative is the Internet portal What are you reading? The great meeting place for the Catalan community reading. It is a forum about books and reading open to the public of all ages, a space for debate where everyone can express their opinions about books, literature, writers and publishing. It is a fun to have fun and play with their own knowledge about books and literature.
The deadline for boys and girls in 1991 made his request for a free subscription ends on September 30.
VIA - gencat.cat/especial/18anys/cat
The unemployed can collect their pension funds Once the benefits agotada
desempleados MAY BE TAKEN Los fondos collect their pension
The previous Regulation señalaba few requisitions able to rescue its pension plans, these were, in hallarse Unemployment situation during a minimum period of 12 months, be registered as unemployed, and not be or have exhausted unemployment tax provision.
Madrid .- The Council of Ministers approved the July 31 changes in the regulation of pension plans and funds for the unemployed who do not have any benefit, either by having exhausted or not entitled to it, can rescue the plans and funds and dispose of them without delay.
The previous regulation required that a participant is in a situation of long-term unemployment a number of requirements in order to rescue his plan or pension fund, it was found in legal unemployment for a period continued at least 12 months, be registered as unemployed, and not be or have exhausted unemployment tax provision. In the case of the self, was required to cease their activity and be registered as unemployed for at least one year.
What is the Government agreed to waive the requirement for 12 months in both cases so that the unemployed participant may have before your pension plan after the period of unemployment benefit or if not entitled to it. At the same time, the self to cease their activities and register as a jobseeker can also rescartar the plan without waiting for period.
Thus, participants who see their disposable income reduced by being unemployed or have ceased their activities may have before their pension plans to meet their economic needs.
open pension fund
The government has also introduced changes in the rules for pension funds have a greater ability to operate as open-end funds.
Thus, the executive complies with the plan to reduce administrative burdens passed in August last year that included the eventual elimination of prior approval procedure which required pension funds to operate as open-end funds. From now on, only sufficient prior notification to the Directorate General of Insurance and Pension Funds.
The regulation provides for the possibility that pension funds invest their resources in other, called open pension funds. According
said the Ministry of Economy and Finance, this allows pension funds to take advantage of investment specialization that often characterize the open funds.
The elimination of prior authorization, subject designed to meet the technical requirements established, "simplifies and expedites the process, while reducing costs assume that the administrative procedures for entities and, ultimately, for shareholders," said the Department led by Elena Salgado. (Ep)
VIA - NEGOCIOS.COM
CATALAN CELEBRATIONS: THE NEW GRANT eleventh day of September
the eleventh day of September is the name of the official holiday of the autonomous community of Catalonia (in Catalan : Diada de l'Onze de Setembre, National Day of Catalonia, or simply Diada). Held on 11 September each year. This fall marks Barcelona in the hands of the Bourbon troops under the Duke of Berwick during the War of English Succession on September 11, 1714, after fourteen months of siege. Thus, also recalls the consequent abolition of the Catalan institutions following the promulgation of the decrees of New Plant in 1716.
The Catalan Parliament declared on National Day of Catalonia in the first law after its restoration in 1980. Article 8.1 of the Statute of Autonomy of 2006 states: "Catalonia, defined as a nationality in Article I, is the national symbols, flag, anthem and holiday." Article 8.3 states: "The Party of Catalonia is the eleventh day of September
ACTS
institutions and political parties are traditionally made wreaths at the monuments of Rafael Casanova and Josep Moragues, both in Barcelona and the rest of Catalonia. Independence groups and organizations also have offerings in the pit of Mulberry (Fossar of them Moreres), where they were buried the defenders killed during the siege of the city.
Throughout the day there are demonstrations, concerts and information booths are placed with a demonstration or festive look. Many people hang a landmark or a trail on your balcony. Also sing the anthem of Catalonia, Els Reapers.
Since 2003 the main event of National Day is an event attended by the Generalitat of Catalonia, held in the Parc de la Ciutadella. The event has each year with guest artists join the celebration with music
HISTORY
past, the celebration was a funeral prayer in the parish of Santa Maria del Mar. In 1886 it was banned Canon had to hold the seat of Vic, Jaume Collell to avoid becoming a Catalan rally. Although the act was criticized by Republicans for his character Catalanists religious, it is considered as the first commemoration of the fall of Barcelona and the Catalans who died opposing Felipe de Borbón, who were considered martyrs for the defense of Catalan liberties.
In 1888, coinciding with the inauguration of the Universal Exhibition in Barcelona built a monument to Rafael Casanova, who became the reference point of the protest actions. In 1892 he recovered the idea of \u200b\u200ban act of remembrance of the fallen, but this time with more reporting of attacks centralism. In 1894, in addition to religious services, became the first wreaths at the monument. This led the authorities continue activities closely, and in 1896 was kidnapped special issue The regional newspaper dedicated to National Day.
The first real manifestation of protest at the monument to Rafael Casanova was in 1901, convened by Lluís Marsans i Sola and partnerships Catalunya i Avant, I Sometent, The Renaissance, The Montanyenchs, and What's Falç bottlenecks. After offering a wreath clashes with police, resulting in 30 detainees (including the future writer Josep Maria Folch i Torres). Two of the detainees, and Josep Lluís Soronellas Manau, would found the Reixa, society helps prisoners and joined Catalanists the Unió Catalana. On September 15, 1901, President de la Unió, Manuel Duran i Folger, called a demonstration to protest the arrests, which involved some 12,000 people.
Another protest Diada especially to be mentioned was that of September 11, 1977. It was the second official to be held after the death of General Franco. In the event that took place that day in Barcelona involving about one million people claiming self-government for Catalonia.
VIA - WIKIPEDIA.ORG
DIADA UNEMPLOYMENT The provision of 421 euros for the unemployed raises controversy and many questions. Clarify what it is, who can benefit from this grant and what steps should be taken to ask.
the recently approved Temporary Unemployment Protection contains a new provision, the famous 420 euros (which actually are 421.79 euros, 80% of current monthly IPREM for 2009), that may be charged for up to 6 months who have exhausted unemployment tax benefits or subsidies, provided they meet certain requirements.
Requirements To be eligible for assistance, it must meet the following requirements:
- be under 65 years.
- Be registered as a jobseeker. Haber
- exhausted unemployment benefit and have no right to unemployment or have exhausted unemployment benefits including extensions from January 2009 (this date is set after difficult negotiations between the government and unions).
- own Absence of income above 468 euros per month in 2009 (75% of SMI). The lack of income requirement must be met throughout the household, so that if the applicant has a parent, spouse, children under 26 years or older with disabilities or foster children, This requirement is fulfilled for lack of income when the sum of the income of all household members, including the applicant, divided by the number of members that comprise no more than 468 euros per month. Subscribe
- the agreement, and commit to the various actions identified in the public employment service in the schedule for active labor market in which they participate.
Who can not apply
addition to those who do not meet all the above requirements, can not access this new aid:
- Who sold the provision contributory unemployment or unemployment benefits before the deadline.
- Those last a grant for over 52 years
- fixed-intermittent workers who exhaust unemployment benefits or subsidies for production downtime. About
- last unemployment benefit or allowances during suspension of employment or reduced working hours due to an ERE. About
- depleting agricultural subsidy, agricultural income or income for placement.
- Those who are receiving social wage, minimum income or aid similar social assistance: these features are incompatible with the new special allowance for unemployment.
How to apply?
The request must be filed within 60 days of the end of the contributory benefit or unemployment benefit. Should use to ask the appropriate official form (three copies), which can be downloaded from the website of the Public Employment Service.
Once filled, the applicant must file in the public employment service which is registered as a jobseeker with a copy of identity card, marriage certificate and documents showing income received in the previous month.
If exhausted its supply between 1 and August 15, 2009 shall apply within 60 days after August 15.
What alternatives are there?
- If the deadline to receive the unemployment benefit before receiving the new aid may be entitled to unemployment benefit for welfare, designed for the unemployed who are in certain situations (lack of income, family responsibilities, over 45 ...). Ask your Employment Service.
- Some communities and municipalities have other social benefits. Go to departments Social Services for information.
- Finally, if you have a pension plan will not have to wait until retirement to recover their capital: from 31 July if you are unemployed and registered as unemployed and receives no benefit (for having exhausted or not entitled to it), can rescue him. You can also do so if autonomous registered as unemployed.
VIA - OCU.ORG
The summer time job opportunities waiters, lifeguards, receptionists, tour guides, fork-lift crane, animators, telemarketers, hostesses ... Many companies are looking to strengthen templates with the arrival of summer. Just have to know where to look and how to stand out from other candidates.
Lourdes Gallardo
Summer is a time of job opportunities. There's no doubt. What happens is that this year the situation is more complicated, if possible, than last year, when the severity of the crisis that loomed was not entirely obvious and the general idea is that only lasted a few months.
We found that no, that the crisis has lasted over a year, and probably will for months. But in times like that has just begun, we must seize the new jobs that offer multiple companies.
So, although it is expected that temporary contracts do not wake the labor market in the next three months as expected, there will remain a significant number of offer jobs in many sectors.
It is needed now, therefore, is to show the strengths of each, and leave in the background weaknesses because this summer the majority profile job-seekers in summer is not going to be the A minor under 35 years in search of temporary work. No. With him, four million people (immigrants, housewives, older than 40 years ...) seeking employment.
But if it is in Spain, we'll always have Paris, London, Belgium, Milan and Athens. Job opportunities in Europe in the thousands. A trip can be very productive because it combines travel, languages \u200b\u200band work experience. All in one.
To find jobs in sectors, regions, European countries, salaries and features that require the companies that offer, then some guidelines to begin the job search with feet of lead and ... who knows, finish with a contract under the arm.
The 'Ten Commandments' in the summer job search
As competition is a key feature in the job search process this year, must look for a good strategy to stand out from the other candidates and among the avalanche of resumes that are likely to reach to the mailboxes of companies. To this end, Randstad has developed a decalogue of advice provided key clues to sharpen the wit and highlight the strengths of each professional.
Thus, for example, recommends not sending the same curriculum throughout the year as summer jobs are characterized by seasonality. It is best therefore redrafted and focus on jobs in demand.
also advised not find jobs exclusively for financial remuneration, as it recalls a summer job can then serve as experience in their career.
In fact, another recommendation is to choose the position in terms of preferences. That is, those who prefer a tourist can always find a job in hospitality jobs, those that want to gain experience can always turn to the replacement of workers in administrative or receptionist, for example, or even if you are looking for a as related to sports activity is important to know monitor supply stations, leisure and lifeguard.
Another aspect to consider is that many jobs in this time of summer is not particularly noted for its fixed schedule, but rather the opposite. As a candidate who has flexible hours and can accommodate split shifts, multiple shifts or scheduling changes probably have more ballots for the post.
And, as time availability, requires a proactive and dynamic in the selection tests, for many summer jobs are characterized by the intense pace of work. It is also very valuable quick adaptation to the post, they are short-term jobs, and a customer-oriented jobs to be clearly linked to the general public.
If the candidate is also versatile, ie can do as well in administrative, animator or telemarketer, the more points added to his candidacy, it is very normal also in the summer that companies require replacement profiles , possible casualties or reinforcements of staff to a temporary increase in demand.
Also, languages \u200b\u200bare a plus in finding work because a large number of summer jobs are related to the tourism sector. It is therefore important to emphasize in the curriculum.
And the last tip is to start as soon as the job search for other potential candidates ahead and arrive on time for business deals throwing from May to September.
Given these guidelines, the candidate is ready to get down to work in search of employment.
Job Opportunities for all audiences
fewer jobs and shorter, but at the end of the job. That is the constant that will make this year the job market in the summer season. UGT Recent data confirm this: some 200,000 people find employment in hospitality and tourism this summer, although this figure represents 10% fewer contracts than last year.
And, although they continue to create jobs in the hospitality industry, this summer will be one of the most affected by the crisis. Managers in this sector have been cautious and this time the economic crisis has caught them by surprise, so that months ago have launched initiatives to avoid reinforcing their staff when they know for sure how their business will fluctuate in the coming months. One of the measures taken by some hotels are closed in low season to give his personal vacation and so to have him available during the summer. In this way, you save the temporary substitution holiday.
The remuneration of the contracts carried out in summer is usually between 900 and 2,000 euros per month, according to recent data from Start People. Geographically, are the Valencia, Murcia, Balearic Islands and Andalusia regions ahead of job creation in the summer because of its close relationship with tourism.
Adecco Anyway analyzed in a report for the posts will continue to demand this summer. Cooks, waiters, hotel receptionists languages \u200b\u200bas well as travel agents, tour guides, socio-cultural Leisure and monitors will be among the most popular.
industrial sector companies, with the decline in recruitment, will use these months to reorganize stockaje, update inventory or follow cleaning machinery and infrastructure, so between the profiles that are demanded are maintenance technicians , industrial officers, operators, laborers, carters crane or invent.
For its part, transportation, logistics and shopping centers that hire other professionals to cover low on holiday, as cashiers, clerks, Stockers or administrative assistants. They will also be the telephone operators and receptionists defendants call with different languages, while commercial and call center coordinators will be requested by insurance companies. Finally, in the Balearic Islands and the east will require managers point of sale and area representatives, sales managers and logistics, as well as promoters and hosts, as a result of increased new product launches through promotions.
post Another typical summer job, such as lifeguard, is a lure for many candidates. In fact, Red Cross and Civil Protection are seeing these days as demand soars for training, retraining, renewal the title and, of course, applied to work at beaches and pools in exchange for a salary which is around 1,200 euros.
Another option is to monitor offers leisure. Despite the fall in the labor market, the summer is a season for the demand for these professionals. The Youth Institute of Castilla-La Mancha, for example, just launching the "Summer Youth" in which over 300 young people will work this summer as youth workers.
In search of employment in Europe
A good alternative is to seek employment in another country Europe. Travel, experience, knowledge of a foreign environment, new contacts and language development are the main attractions for those who choose this opportunity. Of course, the language level required in most jobs is quite high.
The EURES network, the European portal for occupational mobility is a good starting point. It provides information of all kinds to work abroad since this space is proposed to aspiring for a job abroad to answer the following questions: Where do I go?, When and for how long?, What is the purpose of this posting, is it suitable work environment for the purpose intended?, do I have sufficient knowledge of the language of the destination country to develop my work and paperwork involved to move and settle in another country?, what kind of work I can do? and, finally, am I willing to assume the obligations of an employment relationship?.
The portal has an effective job search by sectors, countries and characteristics of the contract. Today, it contains a total of 715,969 vacancies, many of which develop in summer. For example, searching for jobs for teachers in France are A total of 291 jobs with salaries of up to 2,200 euros per month. In the case of restoration-related jobs, tourism and personal care, there are about 200 jobs to Italy. More than 30 temporary jobs for computer scientists in Finland, 40 administrative Greece for a short period, and nothing less than more than 22,000 jobs for jobs dealing directly with the public in the UK. These are just some of the examples in the long run employment exchange of the EURES network, moreover, recorded in a document some links to sites specializing in employment in Germany, UK, France and Ireland.
Another point of information useful is the European Youth Portal, as it contains specific information about studying, working and volunteering for young people in all European Union countries.
More information: Randstad
Adecco
Start People
Summer Youth Volunteer Program in Castilla-La Mancha EURES Network
specialized Portals Employment in Europe
European Youth Portal
VIA - cursosdeverano.info
San Juan: a special night En esta noche mágica de mitos y leyendas se celebra la llegada del solsticio de verano
La noche de San Juan, el 23 de junio, es la más corta del año en el hemisferio norte y desde la medianoche se encienden multitud de hogueras para eliminar cualquier mal durante un año. Esta popular celebración coincide con el solsticio de verano, una de las fechas más importantes para muchos pueblos desde tiempos remotos. El solsticio de verano es, junto con el de invierno, uno de los momentos del año en los que es máxima la distancia desde el Sol al ecuador de la Tierra. Las hogueras que durante horas permanecen encendidas van a ofrecer su luz a la oscuridad de la noche.
The festival of San Juan is of pagan origin and from the beginning, the peoples of Europe and lit fires in their fields during the previous night. Over time this feast was Christianized. Today, many people taking advantage of the shortest night of the year to celebrate the heat of summer with rituals and customs very different.
The fires, the main element
The main element of the night of San Juan is the fire. The smallest of the house is devoted to collecting fuel wood and old furniture in the days before, with the grand illusion of a fire in what will be a magical night and unforgettable for them. Eventually, enough to collect all the wood pile, set it on fire and expect to be the largest stake of all. Having gained the maximum height is trying to reduce its size to start bouncing. Only in Valencia bonfires require a specific structure, so as to prepare satirical puppets on a topical issue.
The custom of lighting fires appear to come from ancient pagan cults. Legend has it that the ashes of the fire, prevent epidemics and cure skin diseases. To have a good year also said it was necessary to jump the bonfire at least three times.
Large worldwide celebration
Night of San Juan is celebrated not only in Spain, held parties across Europe to mark the arrival of summer. Also in South America in countries such as Brazil and Venezuela, although some of them do not coincide with the summer solstice but with the winter. From the Peninsula were moving some rites and customs of this holiday is now observed worldwide.
San Juan is one of the most celebrated saints in Europe and during that day, millions of people with that name in different languages, John, Joan, Jean, John, etc. celebrate their name day. San Juan is celebrated throughout Spain, but in some places special significance:
- In Icod de los Vinos, Tenerife, huge logs are made of fire down from the top of the mountain on the night of San Juan.
- In San Pedro Manrique, Soria, occurs the passage of fire, where the bravest barefoot across hot coals from the fire. They say the secret is in step with much force to stop the burning.
- The bonfires of Sant Joan in Alicante, are artistically made of wood and cardboard in the form of dolls, or ninots, satirizing the bad habits of the people. Placed on the streets three days earlier and burned during the cream.
- in Ciutadella, Menorca, Sant Joan is a very special because the conclusion has a certain medieval atmosphere which is paraded to the sound of popular music on horseback. The popular drink during the holidays on the island is the ointment, a mixture of gin and lemonade.
- In Catalonia celebrates La nit de Sant Joan dramatically, with huge bonfires all over the streets of towns and villages and the sandy beaches. Many people take advantage of the warm summer temperatures to take a night swim in the moonlight. The bonfires are often accompanied by festivals in almost all places, where groups of friends gather to sing, dance and laughing under garlands of lantern. During this night launch fireworks and enjoy eating the famous coca and candied pine nuts.
In other parts of Spain also celebrates this festival that usually lasts until dawn, sipping a delicious chocolate with churros or batons.
VIA - consumer.es