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How to apply for unemployment capitalization

BAYONNE By LOLA RAY

The unemployed who wish to start a business must justify the investment objective and demonstrate the need for money

Spain is one of the countries with the highest level of unemployment in the European Union and the situation, according to experts, is not expected to improve in the short term. In crisis who are unemployed for some time choosing the path of self-employment testing. But opening a business is not easy. It takes an initial capital and banks show reluctance to provide credit. The new business projects should collect sufficient guarantees and warranties. An alternative is to apply the capitalization of the provision unemployment in a single payment. Thus, provided the initial capital needed to start the new activity. Capitalization is possible for those who collect a pension pay, which should justify the investment objective and demonstrate the need for money.

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people applying for unemployment capitalization perceive the amount of unemployment benefit in one payment. To prevent fraud, applicants must justify the purpose of investment. In addition, money can only perceive the unemployed who receive a pension and unemployment retribuitiva demonstrate the need of that capital for business investment aimed at:

• Self-employment by a corporation or as a freelancer.

• Join stable as a working partner of a cooperative society or a newly created job, or that which was previously attached to an employment relationship no longer than 24 months.

With unemployment capitalization is not accessed to 100% of the amount charged INEM if covering the whole period of unemployment benefit to which they are entitled, but payment is related to situation personal and work of the applicant:

• If managed discharged from the system of self-employed, are entitled to a lump sum payment of 60% of the total. The rest of the money, to cover 100%, is used to offset the Social Security contributions. The payment of these fees can be monthly or quarterly.
  

• The disabled with a degree of disability equal to or greater than 33% can get 100% of capital outstanding.

• integration in a cooperative or worker-owned company represents the third option. There are two possibilities: to have and work in either of these two modalities and create a partnership or with other participants. In both cases, you should apply for 100% of unemployment if it is the amount needed to provide as equity in the new entity. If lower, is given only to the extent necessary, the rest will go to the offset of Social Security contributions.

• The unemployed under 30 years (35 years for women) will receive 80%. This measure was taken last July 31 in Council of Ministers and shall remain in force until the end of 2010.

continued ...

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THE CRISIS AND TRANSPORT short sea shipping

We were very few people noticed, and more than a decade ago, that the myth of the infrastructure would end up having disastrous consequences for the country.

rest of the article: http://www.elpais.com/articulo/Comunidad/Valenciana/crisis/transporte/elpepuespval/20100701elpval_13/Tes

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NEWS IN GENCAT - New Virtual Office Procedures


For the first time, is grouped into a single site over 1,000 procedures aimed at both citizens and businesses

The Generalitat of Catalonia has launched Virtual Office Procedures (OVT), a portal for the first time, brings together in one website more than 1,000 procedures that citizens and businesses can make through the Generalitat. Of these procedures, 160 can be run entirely from the site, a figure that will increase in the future.

Examples of procedures that can be done online on the portal are the applications of the large family certificate of reducing water charge or the certificate of occupancy, and the inclusion of certain educational tests for obtain relevant qualifications.

For businesses, among others, include the notice of works, communication of occupational accidents with sick leave or subscription in the new tender notices for projects of public administration.

OVT Advantages:

more accessible: With this new system, citizens can more easily locate the proceedings of the Generalitat, which were previously scattered in various websites and platforms.

interconnected Administration: OVT The portal refers to local and state procedures through joint're Open Administration of Catalonia (AOC) and the web of 060 respectively. In this way, citizens can access any process without having to know which administration is responsible. Through the portal can only be executed by the Government themselves. Each administration is responsible for its powers, but work in network to facilitate procedures for citizens. In this regard, the Government promotes the interconnection between local telephone 010 and 012, a coordination that is already in place in Girona and in testing in Barcelona and Terrassa.

More efficient: If the procedure is done through the OVT, the public is spared the delivery of certain documentation and runtime, as they have eliminated non-value steps.

more transparent and personalized Another innovation offered by the portal is the personal folder of paperwork, where citizens can find details of all the efforts made in this first phase, this service is available for about 140 red-and the state found.

The OVT is the result of the commitment to simplification and streamlining of administrative procedures as a way to make companies more competitive in Catalan, as indicated in the 2008-2011 Strategic Agreement for internationalization, quality employment and competitiveness of the Catalan economy.

Virtual Office Procedures (OVT):
http://www20.gencat.cat/portal/site/OVT?newLang=es_ES

More information:

Press kit on the OVT (1.1 MB):
http://www10.gencat.cat/gencat/binaris/20100111_OVT_cs_tcm33-114360.pdf

full video presentation of the OVT:
http://premsa.gencat.cat/pres_fsvp/0/home.html

Related Topic: Public administration

VIA: gentcat.cat

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Major changes regarding the renewal of residence permits and work


Migrar.org Team (28/01/2010)

In recent months there have been several changes that affect one of the procedures more important for resident immigrants: the renewal of residence permit and / or work permit

then explains the developments that have occurred to renew the residence permit and work permits for others and self.

RENEWAL OF RESIDENCE PERMIT

a) As of now, to renew the residence permit will assess compliance with tax obligations and social security.

That is, on tax debts (for nonpayment of taxes, fines, etc.) or social security could lead to the refusal of renewal.


b) To renew the authorization of residence, will also assess the efforts of integration of foreigners, which is proven by a positive report from the Autonomous Region attesting to assist the training activities for knowledge and respect for the values constitutional and Spain, the European Union's values, human rights, civil liberties, democracy, tolerance and equality between women and men ..

c) Foreign residents in Spain with his foster children of school age compulsory education must certify that, in a report issued by the competent regional authorities, applications for renewal of its license application or on long-term residence.
Therefore, the fact that a child of school age not attending school may also result in denial of the renewal of a residence permit or not granting the long-term residence.

d) It eliminates the possibility of assessing the circumstances of the person concerned should have completed the sentence, although it is assessed to have been pardoned, in a state of remission conditional sentence, or suspend the prison sentence.

VIA - MIGRAR.ORG

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Withholding Income Tax
refer to money that the tax deducted from the payroll of each employee in the tax provision to be undertaken on the statement income. These deductions are practiced both as self-employed, although the calculation is different depending on the situation of the worker.

For employees, the amount of income tax withholding will depend on:

• personal status and family: this includes marital status, number of children to the office and his age and older and disabled persons in charge
• Type of contract: the type of contract also affects the retention held AEAT. For example, temporary contracts are subject to a lower retention, such as those signed with the second company.
• Revenue: Revenue will determine the section in which we and the rate applicable to it. In this regard, the board income tax in the income statement provides the following sections:

or 5,050 to 17,360 €, 24%
or 17,360 to 32,360 €, 28%
or 32,360 to 52,360 €, 37%
or from € 52,360, 43%

The Personal Income Tax Withholding important from the point of view of tax planning, as a function of that practice will have to pay more or less to the AEAT. If the deductions are correct, the Treasury bill will be 'cheap', but instead have been low, you will pay (although we will have enjoyed in advance of that money and in the best performance we will have obtained by it).

The easiest way to calculate the Personal Income Tax Withholding is go to the specific page that has the SATA on the topic and download the support it offers for its calculation. Once downloaded, simply enter personal data as we would in the model 145, data communication to the payer.

For income tax withholding percentage of self-employed is also set by law. The AEAT has a specific section which addresses the income tax withholdings for businesses and professionals can also find more information in 060.es, the site of the Government to address the concerns of citizens, talking about tax liabilities of self- . However, it is best to go directly to the existing legislation, in this case the Law 35/2007 of 28 November and its subsequent amendments.

VIA: impuestosrenta.com