Saturday, February 28, 2009

Does Filing Jointly Invalidate A Prenuptial In




The benefits are numerous and it is vital to know them and know where and how to apply


Author: By MARTA BOURGEOIS


employment offices, after years of relative calm, re-filled. The crisis being experienced by Spain, especially in certain areas, causing many citizens to lose their jobs every day and come to find out what aid they can receive. These are numerous, and it is vital important to know what and where to go to for assistance.

Although the stages are cyclical boom and bust, unemployment continues to rise each month. According to the Ministry of Labour, the registered unemployment in Public Employment Services in the month of August amounted to 103,085 people and placed the total number of unemployed at 2,530,001, up 4.2% from July and the largest number of unemployed since February 1998. The unemployment rate currently stands at 10.5% and in the last year has increased by 501,705 people. The August rise was recorded doubles last year at this time when the number of unemployed increased at 57,958, 2.94% compared to July last year and 2.25% annual rate.


unemployment protection can be given at two levels:

  • contributory unemployment benefit. To enjoy the same is required after the employee contribution to Social Security.
  • Care: unemployment allowance. It is for those people who can not receive unemployment benefit. Welfare protection has an economic benefit and the payment to Social Security contributions for health care benefits, protection family and, where appropriate, retirement.
Grant

According to the National Employment Institute (INEM), responsible for regulating such employment benefits, are eligible for jobless benefits all those unemployed, registered as seeking employment (not having rejected offer suitable job or refusing to participate, except for cause, in promotion, training or retraining) lack of income of any kind above, calculated monthly, 75% of the minimum wage, excluding the proportional part of two pay extraordinary.


The Public Employment Service is the autonomous agency under the Ministry of Labour and Social Affairs, responsible for the management and control of such benefits, except for those workers covered by other special regimes. Therefore, you must go to the agency for information and to receive aid. Each autonomous community also regulates their employment offices and work according to their rules, coordinated by the INEM.


can only be recipients of unemployment benefit specific population groups with special situations:


  • workers who have exhausted unemployment benefit and family responsibilities: the duration of benefits is six months, extendable for two periods of equal duration to a maximum of 18 months, with certain exceptions, which can be consulted at any office of community work corresponding autonomous.
  • Workers over 45 who have exhausted unemployment benefit without family responsibilities: the duration of benefit is also six months. In the case of intermittent permanent workers, the duration is equal to the number of months listed for unemployment in the year preceding the application.
  • special allowance for workers over 45 who have exhausted unemployment benefits for 24 months: the delivery is six months from depletion of the tax provision, if requested within the deadline. Once received this special grant, the workers will receive unemployment benefits because it had exhausted a contributory benefit.

For this special case, the monthly amount of unemployment benefits will depend on the number of dependents, with a relative or no charge, 80% Public Income Indicator Multiple Effect (IPREM) : 399.36 EUR / month for the year 2007 and 413.52 euros / month in 2008, with two dependents, 107% Public Income Indicator Multiple Effect: 534.14 euros / month in 2007 and 553.08 euros / month in 2008 and with three or more dependents, 133% Public Income Indicator Multiple Effect: 663.94 euros / month in 2007 and 687.47 euros / month in 2008.
  • Workers, upon the legal situation of unemployment, have not completed the qualifying period for access to a contributory benefit, as required workers should have traded in a Social Security system that provides for the contingency of unemployment, at least three months if they have family responsibilities, or six months if they do, and not having completed the qualifying period of 360 days to qualify for a contributory benefit. Workers
  • returnees: To receive this assistance must be registered as unemployed within one month from the date of your return and sign the Commitment of activity. They must also show that they have worked at least 12 months in the last six years since his last departure from Spain in countries outside the EU, or where there is no agreement on unemployment protection. The duration of perception is six months extendable for two periods of equal duration to a maximum of 18 months.
  • Freed from prison, whose detention has lasted six or more months: the duration of the benefit of subsidy is six months, extendable for two periods of equal duration to a maximum of 18 months.
  • Workers who are found able to fully or partially disabled as a result of record review by improvement of a situation of severe disability, permanent disability or total for the normal job: in this case, the duration of benefit is the same as the previous situation.
  • Workers over 52 years: these cases apply the assistance until the worker reaches the normal age is required in each case to collect the pension.
amount and term


The deadline for filing for unemployment benefit eligibility is, in most cases, 15 working days, you start counting after the time month of waiting since the exhaustion of contributory benefit or special allowance for workers over 45 who have exhausted unemployment benefits for 24 months.


The monthly amount of unemployment benefits for all these cases, except for special subsidy for workers over 45 who have exhausted unemployment benefits for 24 months, 80% Public Income Indicator Multiple Effect: 399, 36 euros / month in 2007 and 413.52 euros / month in 2008. In addition, from January 1, 2006, for intermittent permanent workers over 52 years the price paid by the retirement contingency throughout the period of receiving the benefit.

In the event that the above tax provision has been generated by the loss of a part-time work, for subsidies born before March 24, 2007, the amount is reduced in proportion to the work day that would have made, and the basis of Social Security contributions will be in the same proportion.


Other aid
Another aid offered by the Government in a situation of unemployment is the single payment of the benefit. This is a measure to encourage and facilitate self-employment initiatives, through the payment of present value of the benefit for a contributory unemployment benefit recipients who intend to join, so stable, as workers or partners work corporations or labor unions, in, or who want to develop a new self-employment activity.

Furthermore, public employment services must take into account the status of victim of domestic violence, victims of domestic violence to temper, if necessary, the obligations arising from the commitment of activity. Thus, these people receive a special amounts.


Increased unemployment has also caused from the highest levels to take steps to try to decrease the number of unemployed. Thus, it has authorized a special credit and four credit supplements for a total of 66,279,000 euros to finance actions in the plan including special counseling, vocational training and job placement. This plan, in accordance with the provisions of the Decree-Law 2 / 2008 of measures to boost economic activity, is aimed at increasing the provision of services to the unemployed registered with the Public Employment Services. It also aims to employed workers who may need guidance or training to improve their skills.


UNEMPLOYMENT BENEFITS

Recipients of unemployment benefit are those members and in situations of high or similar service in the Social Security system that includes a contingency for unemployment. However, according to the INEM, these citizens have to demonstrate willingness to actively seek employment and accept a suitable placement and sign an activity agreement.

The duration of the service function extends unemployment insurance period in the six years prior to legal unemployment or to the moment when the obligation to contribute. With the average of the bases of occupational accidents and diseases for which traded for 180 days prior to legal unemployment or when it ceased the obligation to contribute (not counting overtime), calculate the base figure for unemployment benefits. During the first 180 days of supply is perceived 70% of the base, from day 181, 60%. The situation changes, and rates increase, depending on whether you have children, depending on the number of these.

The benefit payments are made monthly in arrears between 10 and 15 of each month, by crediting the account of the partner financial institution indicated by the worker who is a holder of, except in cases duly recorded, in which the managing entity allows cash payment financial institution.


VIA - consumer.es